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Geico car insurance review December 2018

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners. Geico Save over $500 a year when you switch Innovative mobile app Easy repair process Compare providers Get quotes from companies like Geico.

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Compare now Entertaining ads and a great mascot are just the start. Find out what else this provider has to offer. Car insurance is among the more frustrating things to shop for. Terms are confusing, every company says they have the best deal and — let’s face it — it’s no fun to buy something you hope you’ll never use.

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  1. As the nation’s second-largest auto insurance company, Geico streamlines the process of purchasing comprehensive car insurance for your peace of mind. But that ease may come with weaker, less personalized customer service.

Geico’s car insurance policies are best for anyone looking for convenient access to affordable auto insurance coverage. Its competitively priced policies are available in all 50 states and Washington, D.C., making it accessible to almost everyone. Policies are sold through a network of local agents, but can also be purchased by phone or online.

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Geico offers a selection of special programs to accommodate its customers. Here’s what you can expect if you choose Geico for auto insurance: Accident forgiveness. This program can be earned or purchased and it means your premiums won’t go up as a result of your first at-fault accident. Roadside assistance. Get help if you encounter a flat tire, lock yourself out of your vehicle, and more. Nonowner insurance. You can get coverage for a vehicle you drive but don’t own. Mobile app. Geico’s mobile app features proof of insurance, a virtual assistant, bill pay, and more. Auto Repair Xpress. Get personal assistance from a Geico representative and guaranteed repairs through one of Geico’s certified repair shops. 24-hour service. Get in touch with a Geico representative with 24/7 assistance by phone, online and app. Car buying service. Save money and get peace of mind through Geico’s certified dealer network and online tool to help you compare prices and specs.

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Geico’s affordable car insurance comes standard with a suite of generous discounts that help make its prices so competitive. However, there are a handful of other available discounts that can reduce your premiums even further. Here are just a few: Military. Special discounts and premium reductions for service members. Defensive driving. Receive discounts for the completion of a defensive driving course. Multi-vehicle. Receive a discount when you insure multiple vehicles on the same policy. Good student. Save up to 15% if you’re a student with a B average or better. Membership. Members of over 500 organizations can receive discounted rates. Federal employee discount. Discounts and premium reductions for current or former government employees. Vehicle equipment. Receive up to 40% off if your vehicle is equipped with safety equipment. Multi-policy. Save when you have multiple insurance policies with Geico. Good driver. Save up to 25% if you have a clean driving record for the past 5 years. Navy Federal car insurance. Geico is partnering with Navy Federal Credit Union to offer special car insurance discounts to Navy Federal banking members. Prime Time contract. Special rates and renewal privileges for drivers over 50 with clean driving records.

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  1. Pros and cons of Geico car insurance Pros Many standard discounts. The provider claims that it saves drivers more than $500 a year when they switch to Geico — often in 15 minutes or less. Innovative mobile app. Use it to view your policy, submit a claim or even find the cheapest gas in your area with its Fuel Finder. Easy repair process. If your car requires repairs after a collision, Auto Repair Xpress includes a claim adjuster that explains the repair process and answers your questions

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